By Michelle Shelton – New American FundingWhen it comes to selecting a home loan, there are several loan types to consider. Two of the most common are an FHA loan and a Conventional loan. Each loan type operates a bit differently and qualification requirements for one versus the other can vary. Also, these are only two … Continue reading FHA vs. Conventional Loans: Key Differences
By Rebecca WintersAttorney at LawRebecca Winters LawAccording to a recent survey conducted by Caring.com, over two-thirds of American adults do not have a will, or a basic plan for their assets in the event of their passing. Many Americans believe that estate planning, even in its most basic form, is for extremely wealthy, older individuals. … Continue reading Why You Need a Will and a Basic Plan for Your Assets
By Dale Kuehl – Financial Advisor Many people have decided that bitcoin is the next big thing – and they are backing up their enthusiasm with dollars. Should you, too, consider putting money into bitcoin or other cryptocurrencies? First of all, keep in mind an essential piece of financial advice: Don’t invest in something you … Continue reading FINANCIAL FOCUS: Bitcoin- Investing or speculating?
By Zachary MareshOwnerRetcon EnergyFor many Huntsville residents, when you woke up this morning, you flipped on a light switch without a second thought. You took a nice hot shower, got your morning coffee, made breakfast, then started your work day. In the afternoon, your air conditioning kicked on automatically, providing a cool home for you … Continue reading Energy – A Luxury
By Dale KuehlFinancial Advisor Like most people, you may have several financial goals. But can you reach them all? It would be simple if you had great wealth. But you’ll likely need to rank your goals in terms of their importance to your life and then follow appropriate strategies to achieve them. By doing so, … Continue reading FINANCIAL FOCUS Ranking Your Goals: A Smart Move
By Dale KuehlFinancial Advisor If you’ve had an IRA and a 401(k) for many years, you may occasionally ask yourself some questions: “Am I contributing enough?”, “Am I still funding these accounts with the right mix of investments for my goals and risk tolerance?” But here’s one inquiry you might be overlooking: “Have I used … Continue reading Financial Focus: Review Your IRA, 401(k), Beneficiaries
By Dale Kuehl, Financial Advisor If you’re extremely busy with your career and family and you’ve accumulated a fair amount of assets, you might be concerned about a variety of issues related to financial management and legacy planning. Specifically, you might think you don’t have the time or expertise to deal with these matters effectively. … Continue reading Financial Focus – Are Trust Services Right For You?
By Dale Kuehl, Financial Advisor If you’re in a blended family, you’re already aware of the emotional and financial issues involved in your daily life. But what about the future? When it’s time to do your estate planning – and it’s never too soon for that – you’ll need to be aware of the entanglements … Continue reading Estate Planning For Blended Families
By Dale KuehlFinancial Advisor The past 12 months have been pretty challenging for everyone, in one way or another. If you’ve been affected economically by the COVID-19 pandemic, you’re looking forward to brighter days. You, like many others, may be asking yourself how you can bounce back from a financial setback. Here are four key … Continue reading FINANCIAL FOCUS: Getting back on track after financial setbacks
By Dale Kuehl, Financial AdvisorEdward Jones Investments If you have children or grandchildren, you may already have invested in, or at least considered, a 529 plan, one of the most popular college-savings vehicles. But you might be interested to know that a 529 plan can now be used not only to save for college, but … Continue reading 529 Plans